Health Insurance

HLIS is licensed with several insurance carriers enabling us to find the best policy for you. 

We will provide you with multiple quotes allowing you to choose the policy that best fits your needs. 

To begin, Click the “Get a Quote” button or contact us directly.

Health Savings Account (HSA)

Are you interested in supplementing your retirement and paying for medical expenses with pre-tax dollars?  If so, a Health Savings Account (HSA) may be right for you.

Health & Life Insurance Solutions offers several health insurance products with the combination of a savings account.  This combination means you'll save on your healthcare premiums and reduce your taxable income.

Consider these facts:

  • Insurance premiums continue to rise.
  • More employers are reducing or eliminating health insurance options.
  • As you age, you will likely spend more on healthcare.

Take control. Start saving now.

HSA Bank gives you the tools and resources needed to manage your HSA. With HSA Bank you have the opportunity to:

  • Manage your account online.
  • Earn interest on your savings.
  • Take advantage of flexible investment options.
  • Access the latest information on HSAs, high deductible health plans, and the consumer-driven healthcare movement.
  • Ask HSA questions and receive answers from HSA experts.

If you currently have a health insurance plan with the HSA option and need to set-up your HSA

Click on the following link to set-up your Health Savings Account or to learn more about the benefits of an HSA.

HSA Setup

RX Program

Finally, a pharmacy program that works for you!  Save on your next trip to the Pharmacy

 

 

 


  • Available nationwide at over 42,000 pharmacies
  • Prescription Drugs: $10 generic drugs, $20 brand name and select generic drugs, $50 brand name and select generic drugs, and brand named drugs at a special negotiated discount.
  • Automatic Acceptance - no underwriting or health questions
  • No time limits for pre-existing conditions

To begin, Click the “Get a Quote” button or contact us directly.

Short Term

Anytime you are without insurance you are a running a risk. You may not have a health problem now, but insurance is for the unexpected.

If you have answered yes to one of the following situations, Short Term Health Insurance may be your solution:

  • Between jobs
  • Part-time worker
  • New hire or exiting employee
  • Seasonally employed
  • Temporarily laid off
  • Waiting for group coverage
  • College Graduate

We offer Short Term Health Insurance for periods of 1 month to 36 months. You may also obtain coverage for your spouse and unmarried dependent children (age 15 days through 21 years).

To obtain a quote for Short Term Health Insurance, click “Get a Quote” by the term that best fits your needs.

1 - 12 months “Get a Quote

12 – 36 months “Get a Quote

Life Insurance

Each insurance carrier has their own niche depending on each individual’s age, life style and health conditions, i.e., husband may be a smoker, wife is not, they may need their own policy with different carriers. 

We will provide you with multiple quotes allowing you to choose the policy that best fits your needs. 

To begin, Click the “Get a Quote” button or contact us directly.

Annuities

Create A Strong Financial Future…

Whether your financial goals are short to long-term, we offer multiple products to fit your needs.

 

 

 

  • Tax Deferred Savings
  • Guarantee of Principal
  • Index Annuities share in the market gain not losses
  • Bonus Annuities available up to 11%
  • Aviva Income Edge Plus Rider Guarantees 7.2%
  • 10% Bonus - Income Select Bonus Annuity
  • Double your Money in 10years – Guaranteed with Income Edge Plus Annuity Rider

CALL FOR DETAILS! Or click above the products for a brochure on each amazing product (pdf)

  • Income Edge Plus [form AIRW (02/08) or state variation], an optional rider for which an annual premium is charged, is issued by American Investors Life Insurance Company, Inc., Topeka, KS, an Aviva company.  Product features, limitations and availability vary by State; see the Product Disclosure for details. Guarantees provided by annuities are subject to the financial strength of the issuing insurance company; Prior to Rider Withdrawals, the Income Account Value is guaranteed to increase 7.2% annually for the first 10 Contract years.
  • Select Bonus [form FPIAX (01/08) or state variation] is a fixed indexed annuity issued by American Investors Life Insurance Co., Inc., Topeka, KS, an Aviva company.  Product features, limitations and availability vary by State; see the product disclosure or brochure for details. Bonus annuities may include lower caps, higher spreads or other restrictions that are not included in similar annuities that don't offer a premium bonus feature. The premium bonus recapture disclosure is needed for this product whenever the Bonus is mentioned-- Withdrawals in excess of the free amount are subject to a premium bonus recapture charge, which is imposed retroactively if the contract is surrendered within 12 months of a free withdrawal.
  • Plus Annuity Rider Income Edge Plus [form AIRW (02/08) or state variation], an optional rider for which an annual premium is charged, is issued by American Investors Life Insurance Company, Inc., Topeka, KS, an Aviva company.  Product features, limitations and availability vary by State; see the Product Disclosure for details. Guarantees provided by annuities are subject to the financial strength of the issuing insurance company; Rider withdrawals stop the guaranteed accumulation in the Income Account Value.

Proudly Representing
Aviva

Dental

We offer Dental Insurance and Dental Discount Plans.

Did you know Dental Insurance can pay for itself? Our dental insurance includes two cleanings per year, per covered individual.

If Dental Insurance is not the right choice for you, a Discount Dental plan may be a good alternative. While Discount Dental plans are not "true insurance" they can save you a substantial amount of money on dental services and orthodontia.

(Quote – Varies by State)

Healthy Smiles Start Here - Click here for your HPA Dental Quote or for other plans simply click "Get a Quote" or contact us.

Travel Insurance

Are you protected against unforeseen events that would cause your trip to cancel?  Protect your Tickets, your Luggage and your Health, worldwide. 

To begin, Click the “Get a Quote” button or contact us directly.

Senior Products

HLIS represents several companies that specialize in senior products.  We offer:

        • Medicare Supplements

        • Medicare Advantage Plans

        • Long-term Care Plans

To begin, Click the “Get a Quote” button or contact us directly.

Long Term Care

Ever wonder how much money you would need to maintain your lifestyle when you need help caring for yourself? 

Don’t neglect to secure tomorrow’s lifestyle.  Let HLIS provide a plan that fits your needs.


Highlights of Long Term Care offered by HLIS:

  • Receive care from a nursing home or family member.


  • Family members can get paid to help you in time of need – without burdening them.


  • You decide how to use your cash benefit.


To begin, Click the “Get a Quote” button or contact us directly.

Burial Insurance

Don’t let the unexpected burden your family in their time of sorrow. What is Burial Insurance?

Loans, credit card debt, estate costs, the funeral... most of us will leave behind unpaid expenses when we die, expenses that, if left unattended, will be a burden on our families. Burial insurance is life insurance that pays off these debts, ensuring that everything is taken care of if the worst should happen.

Why is Burial Insurance so important?

The average funeral costs between $5,000 and $10,000. Add to that existing personal debts as well as legal and medical bills that may result from your death and the number can quickly break the bank. Ask yourself, "If I died tomorrow, could my family afford it all?"

If the answer is no, then burial insurance is essential. With a burial insurance policy in place, you can rest easy knowing that your debts will never add to your family's grief. Everything, from the cost of burial to the hospital bills to the probate attorney fees, will be paid for. It's not just the responsible thing to do; it's a gift to your loved ones in their time of need.

To begin, Click the “Get a Quote” button or contact us directly.